Know Risk is a community education program designed by the Australian and New Zealand Institute of Insurance and Finance (ANZIIF) to improve our understanding of insurance and how it relates to managing the many risks we all face in life.
Storage—it isn't all flat pack boxes anymore
Gone are the days when the only computer we used was on a desk at work or home. Now we’re more connected than ever, with tablets, desktop computers, cameras, laptops and phones all storing our important data.
The average smartphone for example, can hold around 6,500 photos and hours of video footage, so there’s going to be some great stuff that you want to hang on to.
Even if your gadgets aren’t in danger of fire or flood damage there are plenty of threats like theft, viruses, power surges and hard drive failures which can ruin your photos, music, contacts, passwords or videos of your friends doing crazy stuff. Luckily there are three simple ways to make sure your data is backed up and in a safe place.
1. Copying your files to a USB stick, external hard drive or disc
is the most obvious and easiest way. Just make sure you leave the copied data with a friend (maybe not the one who does crazy stuff) or in a separate, safe place away from your gadgets, and get into the habit of making regular back-ups.
2. Using a sync service
is another simple method which shares your data between computers or devices. It’s like having the same folder that can be opened on lots of difference gadgets which means if you lose or damage one, you can still open your data on another gadget. Sync services include Apple’s iCloud, Google Drive or Dropbox.
3. Cloud back-up storage service
If you want an extra level of protection you can make automatic back-ups to a cloud back-up storage service. It may sound complicated but it simply involves choosing a service like Carbonite, Mozy or Jungle Disk which stores your data online in the ‘Cloud’. Cloud back-up software runs in the background on your computer or gadget and automatically uploads new or changed files—it’s that easy.
When choosing a back-up method, make sure you research and compare different services to find the ideal solution for your computing needs, and be aware of your data allowance if you’re thinking of using an automatic cloud back-up service.