Know Risk is a community education program designed by the Australian and New Zealand Institute of Insurance and Finance (ANZIIF) to improve our understanding of insurance and how it relates to managing the many risks we all face in life.
Don’t get bummed out by a bingle
- KR Useful (1)
I imagine you or someone you know has been involved in car accident.
Did you know that there are over 600,000 road accidents reported each year in Australia, costing the community an estimated $15 billion per annum? It’s true. And did you know that one in three accidents injures the driver or passengers?
Luckily though, most accidents only damage the vehicles rather than the occupants. The question is, do you know what to do if you have an accident? What are the steps you should take once you’ve had that bingle?
Well you don’t need to sit there shrugging your shoulders anymore because we’ve got you covered with six things you should do after a road accident:
1. Stop! Hammer time
Never drive away from the scene of the accident until you’ve completed the following steps.
2. Don’t panic!
As hard as it can be, try to stay calm. Switch off the ignition and check to see if anyone is injured. If so, call 000 to get medical assistance immediately.
3. Who ya gunna call?
Report the accident to police if someone is injured (this includes you) or if there is damage to property whose owner is not in attendance. It’s also a good idea as sometimes your insurance company will want to see a police report. Speaking of which, it’s probably a good idea to call your insurance company and let them know.
4. Protect the scene
Try and prevent any further accidents by keeping your hazard lights on. Only move your vehicle if it is safe to do so, and if it’s interfering with traffic.
5. Sharing is caring
Make sure you give your name, address, registration number, contact details and insurance information to the other people involved in the accident. Be sure to get the same details from the other driver, and contact details from witnesses if there are any.
6. Make it a Kodak moment
When you get a chance, use your camera or phone to take photos of the vehicles if there is visible damage. If you have visible injuries, take photos of them too, and then instagram it. Maybe not, but having a photo record of the accident can be invaluable when it comes to making a claim later on.