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Marg and Pete are in town today doing some shopping when they hear of a 'very high' bushfire warning in the area where they live. They had recently met with their insurer to discuss their policies so are confident that their insurance is up to date and that they have the right cover. Pete gives the CFA a call to find out where they can seek refuge if the warning increases to 'extreme'. The couple decide to go home and listen to ABC Local Radio and prepare for any evacuations.
Yes - as long as it is paid before the home is burnt, then they will be covered
No - Many insurers will put an embargo on bushfire cover if a certain area is already ablaze. It will only be lifted once the danger has passed
Marg and Pete have been shopping in town when they hear of a 'severe' bushfire alert where their home is located. Marg calls their neighbours to check on the situation. The neighbours have heard the warning and are putting their 'leave early' bushfire survival plan into action. Marg and Pete decide to head home and do the same. Pete telephones their son, Dave, who lives in Tasmania, to let him know they plan to evacuate to a Community Hall if the warnings increase.
These places are often crowded and have limited parking
A persons home, out of the danger zone, will provide more protection
Both of the above
While shopping in town, Marg and Pete hear that there is an 'extreme' bushfire warning where their home is located. Pete, who has attended community meetings about bushfire readiness, knows that it is too dangerous to return home. He calls the local council to find out where he and his wife Marg can seek refuge, while Marg calls their only son in Tasmania to let him know the situation.
Catch up with your neighbours and discuss different fire plans
Find out about other natural disasters in the country
Raise awareness about bushfire risk and help residents take action on these risks
Marg and Pete are in town when they receive a call from their neighbours informing them of a 'code red' bushfire warning near their home. Their neighbours tell them they have left the property but turned off Marg and Pete's gas mains before they left. Marg and Pete plan to travel to a Community Hall to seek refuge as they do not have family in the state. Pete stops in at a local tourist office to ask for multiple directions to the Hall, and for the safest route. Marg begins to worry about her paintings at home, but Pete reassures her that they will be ok.
No - paintings and jewellery need to be valued and insured separately to be covered for their full value
Yes - Marg will be fine. Her paintings are covered under the general home insurance
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