Know Risk is a community education program designed by the Australian and New Zealand Institute of Insurance and Finance (ANZIIF) to improve our understanding of insurance and how it relates to managing the many risks we all face in life.
Checklist to Avoid Flood Damage
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Questions you need to answer to avoid potential flood damage.
1. Do you know your level of flood risk? Call your local emergency management office for information about flooding. Also ask to see a flood map of your community.
2. Do you have flood insurance, or the right amount of flood insurance cover? You need to have flood insurance if you live in a floodplain.
3. Is the mains electrical switchbox located above potential flood waters? Make sure it’s at least 12 inches above the projected flood elevation for your home.
4. Are electrical outlets and switches located above potential flood waters? Consider elevating all electrical outlets, switches, light sockets, baseboard heaters and wiring to at least 12 inches above the projected flood elevation.
5. Does the sewer system have a backflow valve? If flood waters enter the sewerage system, sewerage can back up and enter your home. Have a licensed plumber install an interior or exterior backflow valve. Check with your building department for permit requirements.